What documents do I need to provide?

If you just need a tentative answer, you don’t need to submit any documentation with your application. After we processed your initial credit information to a registered financial provider you will receive an SMS stating the outcome of your credit assessment.
This pre-assessment is based on the financial service provider’s credit policy and NCA affordability requirements.

Once you have received the pre-assessment, you will need to submit the following documentation for the final assessment:

1. Certified colour copy of your green bar-coded South African ID book/smart ID card back and front.
2. Proof of address in your name not older than 3 months.
3. 3 Months up-to-date bank statements. No internet bank statements permitted and all bank statements must have a bank stamp.
4. Latest 3 months payslips
All documentation can be submitted to docs@finyou.com via email, you will also receive an email that indicates all relevant methods of providing FinYou with your supporting documentation.